nuts

Oct. 26th, 2005 05:50 pm
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[personal profile] eor
No, this isn't a post about being crazy It's about economics and squirrels

[livejournal.com profile] derien and I have developed the same habit at this time of year. We are like the squirrels. As soon as the leaves begin to turn we start squirreling away for the future. Squirrels may gather nuts, but we gather disposable income. We both seem to do it. Our money is kept separately, so it wasn't until [livejournal.com profile] derien mentioned transferring money to savings that I realized she was in squirrel mode.

This habit started when we had near zero or sub-zero disposable income. We learned that if we didn't save for Christmas expenses well in advance we'd spend until April trying to get caught up. Spending the dead of winter feeling broke is not a good place to be. So we began to scrimp and save to get a good portion of the pain out of the way before Christmas and its expenses.

Now we have more disposable income, so Christmas isn't something we particularly worry about. But we still tend to save through late fall and winter. That's good because during the summer we can't save a dime. In the spring, as soon as the squirrels begin frisking around in the trees in their dance of life, we forget about that saving thing and beginning to think about doing things.

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